Looking for something else?
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Term Loan
Long term loan for business expansion
Working Capital basis GST returns
Get up to ₹5 crore as working capital with ICICI Bank GST Business Loans. Apply online, no financials needed, based on your GST returns.
GST-based limit
Quick processing
Feature & Benefits
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Minimum documents required
Get funding without submitting audited financial statements.
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Based on GST Returns
Loan eligibility is based on GST returns and statistical data.
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Online application and digital processing
Apply online with quick digital documentation and processing of limits.
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Multiple facility options
Overdraft, Letter of Credit, Bank Guarantee can be availed
About
What is Working Capital basis GST Returns
Get up to ₹5 crore working capital based on GST returns.
Flexible Facility Options
Choose from Overdraft (OD), Letter of Credit (LC), or Bank Guarantee (BG) based on your business needs and repayment preferences.
What documents are required?
1. Auto-fetch / upload of GST Returns, latest bank statements and ITR acknowledgement
2. KYC of business entity, promoters, guarantors and security providers
3. Property documents.
*This list is only indicative and is not an exhaustive list of documents. Additional documents might be required on a case-to-case basis.
Documents & Accepted Collateral
- Auto-fetch / upload of GST Returns, latest bank statements and ITR acknowledgement
- KYC of business entity, promoters, guarantors and security providers
- Property documents
*This list is only indicative and is not an exhaustive list of documents. Additional documents might be required on a case-to-case basis.
Residential / Commercial / Industrial property and Fixed Deposits (FDs).
FAQs
Which entities are eligible for this facility?
Which entities are eligible for this facility?
The GST Business Loan can be availed by the following entities:
- Sole Prprietorship Firms
- Partnership Firms
- Private Limited Companies
- Public Limited Companies
What are the documents collected during renewal
What are the documents collected during renewal
Renewal is mostly paperless.*
What is the maximum limit offered?
What is the maximum limit offered?
The maximum limit available under the GST Business Loan is ₹5 crore.
*T&Cs Apply